DSCR Calculator
See If Your Investment Property Qualifies.
Enter your rental income and expenses to instantly calculate your Debt Service Coverage Ratio (DSCR)—and check loan eligibility in seconds.
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Cash Flow (Annual)
Cap Rate
Cash on Cash Return
DSCR Rate
Loan Amount
Down Payment
Mortgage Payment
Total Monthly Debt Service
Origination Fee Amount
Total Closing Costs
Cash Needed to Close
Price per Unit
Gross Rental Income
Effective Rental Income
Operating Expenses
Net Operating Income
Show Disclaimer
This calculator is for educational purposes only. Results are estimates and do not constitute a loan offer or guarantee. Please consult one of our mortgage professionals to review your full financial picture before making any financing decisions.
📝 What’s Next?
If your DSCR looks good, it’s time to talk to a lender who can move fast. InvestorWise can help—no brokers, no middlemen, no income docs.